I saw a TV commercial recently that portrayed a young couple, seemingly with dual incomes, raving about their ability to cash their paychecks at Wal-Mart. This was wrong on so many levels. My first thought was: Don’t they have a bank account? My second thought was: If they do have a bank account, why aren’t they taking advantage of direct deposit? Of course! It finally dawned on me. They didn’t have a bank account! But they could still buy inexpensive, foreign-made stuff

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Wal-Mart Check-Cashing Scheme
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